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Low Doc Home Equity

Term Rate APR*

Home Equity 15 Yr.

5.999%

6.032%

Home Equity 10 Yr.

5.740%

5.772%

Home Equity 3/1 ARM

4.998%

5.028%

These rates are effective as of 11/01/2013.

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For additional loan options and details, please call mortgage at 800-839-1154, ext. 4614.

LOW DOC programs available for Primary Residence Only. Additional programs available for second home and investment property.

HOME EQUITY AVAILABLE ON 1ST LIEN ONLY for Lot and Block or rural subdivision with good legal description. 80% LTV. No Discount Points available on Specials. Minimum loan amount $30,000. Additional loan products available for loan amounts above $124,999. Adjustable Rate Mortgages have a fixed rate for a select period of time, initial rate, and a rate that changes once each year for the remaining life of the loan. APR is based on initial rate, current index, and a set margin. Please call for additional loan product information.

Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary.

*APR = Annual Percentage Rate. The displayed annual percentage rates (APRs) include prepaid finance charges. Please call for current rates. Rates, terms and conditions are subject to change without notice and depend in part on your unique credit history and the transaction characteristics. Credit is subject to approval. Home Improvement, and Home Equity Loans are available for Texas properties only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


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